Business Lending

As a community bank we make it our mission to develop a personal relationship with our customers to understand their needs, whatever they may be. With a broad selection of customizable payment terms, our creative financing arrangements can address your specific short-term working capital needs or longer-term investments.

Our Loan Officers have knowledge of local conditions and offer local decision-making at the branch, which helps reduce the time needed for the loan approval and preparation of loan documentation. They will work with you to determine what the right lending product is right for you.

Revolving Lines of Credit Obtain working capital flexibility for short-term operational needs including payroll, inventory and receivables.
Fixed and Floating Rate Term Loans Fund capital improvements, vehicles, plant and equipment at a fixed or floating rate APR and term.
Commercial Mortgages and Construction Financing Leverage your commercial building or real estate as collateral.
Equipment Financing Acquire loans to finance the equipment and other assets needed to succeed
Asset-based Lending Customize a plan specific to your individual asset-based secured borrowing needs with a variety of traditional and innovative terms.
Agriculture Lending Acquire Loans to finance agriculture production.

Small Business Administration (SBA) Loans

The 7(a) Loan Guaranty Program - Specialized loans to satisfy the requirements of almost any small business.

The 504 Certified Development Company Program - Larger, low-risk, long-term loans through the use of SBA-guaranteed debentures.

Complete a Financial Statement

Contact one of our Loan Officers