Personal banking

Personal Banking refers to services provided by financial institutions and made available to individuals. Citizens State Bank’s priority is to provide customers with financial services that help them better manage their money and their lives.

If you are opening your first bank account or have managed a checking account for years, it helps to understand the different types of banking services Citizens State Bank has available.

Personal Banking Services

We offer banking services and products to assist individuals in managing their finances and to help their money grow. Our personal banking products include:

  • Checking accounts
  • Savings accounts
  • Certificate of Deposit (CD)
  • Money Market accounts
  • Individual Retirement accounts (IRA)
  • Personal loans
  • Mortgages
  • Home loans
  • Car loans
  • Debit cards
  • Credit cards

Mobile Banking At Citizens State Bank: We understand the need to stay on top of cutting edge, banking technology. The ability to manage finances online from a computer, tablet, or smartphone is becoming more and more important to our customers. With convenience and security in mind, Citizens State offers the following digital banking options.

  • Online, mobile, and tablet banking
  • Mobile check deposit
  • Text alerts
  • eStatements
  • Online bill pay