Personal Services

Misc. Services

Debit Card Replacement Fee  
Customers $5.00

Teller Services

Account Activity Print Out $1.00 per page
Cashiers Checks  
Customers $5.00
Non-customers $15.00
Check Cashing  
Non-customer (Drawn on Citizens State Bank) 1%  of Check Amount
Coin Wrappers  
First 10 FREE
    After 10  $0.04 each
Collection Items $15.00
Counter Check $0.50 Each
Money Orders  
Customers $2.00 each
Night Deposit Bags $20.00
Zipper Bags $5.00
Wire Transfers  
Incoming – Customer $5.00
Outgoing Domestic – Customer $20.00
Foreign $40.00

Bookkeeping Services

Non-Sufficient Funds (NSF) or Overdraft (OD) Item Fee

Paid / Return Item $10.00 or less $0.00
Paid / Return item $10.01 and Greater $30.00
Maximum daily overdraft Fee $180.00

First Overdraft Fee of each year is waived. An insufficient balance could result in several ways such as: (1) the payment of checks, ATM withdrawals, electronic funds transfers or other withdrawal requests; (2) payments authorized by you; (3) the return of unpaid item deposited by you; (4) the imposition of bank service charges; or (5) the deposit of items which, according to the Bank's Funds Availability Policy, are treated as not yet finally paid.

Other Fees

Account Closed Within 90 Days of Opening $25.00
Account Research Per Hour (One Hour Minimum) $25.00
Blance Inquiry at Non-CSB ATMs
(Money Pass ATMs will not have a fee)
Bill Pay
Fee imposed if less than 3 bills are paid via bill pay per statement cycle
Charge Back Check $5.00
Collection of Charged Off Account $30.00
Fax $1.00 per page
IRA Transfer Fee (Custodian-to-Custodian) $50.00
Inactivity Fee
(Applied to accounts not active for 90 days and balances below $500)
$5.00 per monthly statement cycle
Levies / Garnishments $100.00
Money Service Business Fee (Per Month) $300.00
Notary Fee  
    Customers Free
    Non-customers $5.00
Overdraft Protection Transfer (Each Transfer) $5.00
Periodic Automatic Transfer (Each Transfer) $3.00
Plastic Debit Card Protector (Each) $1.00
Photocopy $0.50 per page
Stop Payments $30.00
Statement Reproduction (Each Statement) $10.00
Telephone Transfer $5.00
(Money Pass ATMs will not have a fee)  

Safe Deposit Boxes**

Box Size/Annual Rent - Customers

  • 3 X 5 $30.00
  • 3 X 10 $50.00
  • 5 X 10 $75.00
  • 10 X 10* $150.00

Box Size/Annual Rent - Non Customers

  • 3 X 5 $75.00
  • 3 X 10 $100.00
  • 5 X 10 $175.00
  • 10 X 10* $350.00

Contents Not Insured. The contents of the safe deposit box are not insured by Citizens State Bank or any government insurance program. Our not insuring the contents does not constitute a failure to exercise reasonable care. If you want the contents to be insured, you will have to arrange for your own insurance at your own expense.

Key Deposits - $10.00
Key Loss - $10.00 charge if only one key is lost. Actual cost of box drilling will be charged if both keys are lost


* 10 x 10 boxes are only available at our Tyler Loop, Seven Points, Lindale and Mabank locations.
** Safety deposit boxes are not available at our Tyler Highway 64 Branch or our Tyler Hwy 110 Branch.